⚕️ Doctors, Dentists, Nurses & Allied Health — All Provinces

Tax Returns Built for Healthcare Professionals

Locum income. Professional corporation. CME deductions. College dues. Malpractice insurance. We know the full scope of deductions available to Canadian healthcare professionals.

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Healthcare-Specific Tax Issues

We Understand Healthcare Income

Healthcare professionals often have complex tax situations — salaried positions, fee-for-service billings, locum work, professional corporations, and OHIP/MSP billing. We handle all of it.

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Fee-for-Service & Locum Income

Shadow billing, fee-for-service OHIP/MSP income, and locum placements are all self-employment income filed on a T2125. We handle the nuances of healthcare billing.

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Professional Corporation (PC)

Many physicians, dentists, and specialists incorporate for tax deferral. We prepare T2 corporate returns for PCs and personal T1s for the physician-owner.

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CME & Professional Development

Continuing medical education (CME) costs, conference registration, textbooks, journal subscriptions, and professional development costs are all deductible.

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College Dues & Malpractice

CMPA/CPSBC membership, provincial college annual fees, and malpractice insurance premiums are 100% deductible professional expenses.

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Allied Health Professionals

Physiotherapists, pharmacists, optometrists, chiropractors, psychologists, and registered nurses — we file for all regulated health professions.

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Home Office & Equipment

Professionals who see patients at home, do charting from a home office, or maintain a private practice can claim workspace-in-home deductions.

Common Questions

Healthcare Professional Tax FAQs

Should I incorporate my medical practice?

For most physicians earning above $150K net from their practice, incorporation through a Professional Corporation (PC) provides significant tax deferral. Income left in the corporation is taxed at the small business rate (as low as 12.2% in Ontario) rather than your personal marginal rate. We help you model both scenarios before making a recommendation.

I have both salaried hospital income and fee-for-service income. How does this work?

You’ll have a T4 from the hospital (employment income) and self-employment income (fee-for-service) reported on a T2125. The T2125 allows you to deduct CME, professional dues, malpractice insurance, and other expenses against your fee-for-service income. We handle both income streams on the same return.

Are CMPA fees deductible?

Yes. Canadian Medical Protective Association (CMPA) fees are 100% deductible as a professional expense, either on your T2125 (self-employed) or as a union/professional dues deduction on line 21200 if employed. We claim them correctly based on your practice structure.