🔨 Contractors, Trades & Construction — All Provinces

Tax Returns Built for Contractors & Tradespeople

Tools. Vehicle. Materials. Subcontractors. Home office. Apprenticeship credits. We know every deduction available to Canadian trades and construction professionals.

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Trades-Specific Deductions

Every Deduction a Contractor Deserves

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Tools & Equipment

Tools costing up to $500 are immediately deductible. Larger equipment is claimed via CCA (Capital Cost Allowance) over time. We optimize your CCA claims each year.

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Vehicle & Travel

Your truck, van, or work vehicle — fuel, insurance, maintenance, and CCA on the vehicle itself. We calculate the correct business-use percentage.

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Materials & Supplies

Job materials, consumables, safety equipment, PPE, and site supplies are all deductible business expenses when properly documented.

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Subcontractors

Amounts paid to subcontractors are deductible business expenses. We ensure T4As are issued correctly and deductions are claimed properly.

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Home Office & Storage

If you run your business from home — storing materials, doing estimates, managing invoices — a portion of your housing costs is deductible.

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Apprenticeship Tax Credit

Employers who hire eligible apprentices in Red Seal trades can claim a 10% federal tax credit (up to $2,000 per apprentice per year). We make sure you don’t miss it.

Common Questions

Contractor Tax FAQs

I was paid by T4A — am I self-employed?

Yes. A T4A means the payer treated you as a self-employed contractor, not an employee. You file a T2125 business income schedule with your T1, which allows you to deduct all eligible business expenses — tools, vehicle, materials, and more.

Do I need to charge HST/GST on my invoices?

If your gross revenue from construction and contracting services exceeds $30,000 in a rolling 12-month period, you must register for HST/GST and charge it on invoices. We handle your registration and quarterly/annual HST returns.

What records should I keep for tools?

Keep all receipts for tool and equipment purchases, noting the date, cost, and business purpose. For tools under $500, keep the receipt and we deduct it immediately. For major equipment, we set up the CCA schedule and track it year-over-year.